Rates
Current Rates Effective March 22, 2008
Rates are subject to change without
notice
|
|
| Share
Accounts |
APY |
| Share Savings - Kirby and CU Succeed |
.90% |
| Christmas Club |
.90% |
| Vacation Club |
.90% |
| IRA Shares |
2.15% |
| Checking Account ($500 and above) |
.15% |
|
| Share
Certificates |
APY |
| 3 - 5 Month Certificate |
3.00% |
| 6 - 11 Month Certificate |
3.20% |
| 12 - 17 Month Certificate |
3.50% |
| 18 - 23 Month Certificate |
3.85% |
| 24 - 35 Month Certificate |
3.85% |
| 36 - 47 Month Certificate |
3.95% |
| 48 - 59 Month Certificate |
3.95% |
| 60 Month Certificate |
3.95% |
All $5,000 + certificates offer a rate 'bump up' option one
time during the term - or deposit 'add on' one time during the
term. |
|
| Money Markets |
APY |
| $2,000-$9,999.99 |
1.65% |
| $10,000-$19,999.99 |
1.95% |
| $20,000-$69,999.99 |
2.45% |
| $70,000 and above |
3.25% |
|
|
| Loan |
Max Financed |
Term |
Rate
(APR) |
| Auto Loan 2008-2006 |
Purchase or NADA Loan Value |
60-72 Mo.* |
5.20% |
| Auto Loan 2005-2003 |
Purchase or NADA Loan Value |
60 Mo. |
5.90% |
| Auto Loan 2002-1998 |
Purchase or NADA Loan Value |
60 Mo. |
6.20% |
| Auto Loan 1997 and older |
Purchase or NADA Loan Value |
60 Mo. |
7.20% |
|
|
| Loan |
Max Financed |
Term |
Rate
(APR) |
L10 Home Equity
|
80% LTV |
180 Mo. Variable Rate |
7.25% |
| L11 Home Equity |
81% - 90% LTV |
180 Mo. Variable Rate |
9.25% |
| L14 Home Equity L20 Home Equity |
80% LTV 81% - 90% LTV |
180 Mo./5 Year Balloon Fixed
|
6.50% |
| 180 Mo./5 Year Balloon Fixed |
8.00% |
| |
|
|
|
| Loan |
Max Financed |
Term |
Rate
(APR) |
| L30 Recreational |
Purchase or NADA Loan Value |
72 Mo. |
7.40% |
| L40 Share Secured |
Certificate Amount / Remaining Term |
3 Mo.-36 Mo. |
2.00% + Share Cert. Rate |
| L52 Overdraft Protection |
|
|
8.50% |
|
All rates are subject to change. Interest rates quoted are the
lowest rate available, based on individual credit history and
account relationships with EdCo. * 72 Months for $30,000 or higher
on new vehicles only.
|
