Please call for current rates
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| Share Accounts |
APY |
| Share Savings - Kirby and CU Succeed |
.35% |
| Christmas Club |
.35% |
| Vacation Club |
.35% |
| IRA Shares |
1.50% |
| Checking Account ($500 and above) |
.05% |
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| Share Certificates |
APY |
| 3 Month Certificate |
.60% |
| 6 Month Certificate |
.75% |
| 12 Month Certificate |
.95% |
| 18 Month Certificate |
1.00% |
| 24 Month Certificate |
1.30% |
| 36 Month Certificate |
1.40% |
| 48 Month Certificate |
1.95% |
| 60 Month Certificate |
2.10% |
Early withdrawal penalty applies to all Share Certificate accounts and the penalty imposed will reduce the APY.
Minimum deposit amount for 3 months is $1,000. Minimum for all other certificate terms is $500. |
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| Minimum opening deposit is $25 for Share Savings Account and the minimum balance to earn a dividend is $100. Minimum opening deposit and minimum balance to earn a dividend for Kirby and CU Succeed Accounts is $5. |
| Money Markets - $2,000 minimum |
APY |
| $2,000-$9,999.99 |
.35% |
| $10,000-$19,999.99 |
.50% |
| $20,000-$69,999.99 |
.65% |
| $70,000 and above |
.85% |
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Minimum opening deposit and Minimum to earn dividend is $2,000.
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| APY = Annual Percentage Yield. All rates subject to change at any time without notice. Fee associated with share account could reduce the APY. |
| Loan |
Max Financed |
Term |
Rate (APR) |
| Auto Loan 2012-2010 |
Purchase or NADA Loan Value
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60-72 Mo.
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Special Rate for Limited Time: 3.75% |
| Auto Loan 2009 and older |
Purchase or NADA Loan Value
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60 Mo.
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Special Rate for Limited Time: 4.25%
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| Call the loan department at 274-4100 for details |
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| Loan |
Max Financed |
Term |
Rate (APR) |
| Home Equity |
80% LTV |
180 Mo. Variable Rate |
4.00% |
| Home Equity |
81% - 90% LTV |
180 Mo. Variable Rate |
5.50% |
| Home Equity
Purchase or Refinance
|
80% LTV
81% - 90% LTV
Call our loan officers
274-4100 x 235 or x 229
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180 Mo./5 Year Balloon Fixed |
5.50% |
| 180 Mo./5 Year Balloon Fixed |
6.50% |
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| Loan |
Max Financed |
Term |
Rate (APR) |
| L30 Recreational |
Purchase or NADA Loan Value |
72 Mo. |
7.05% |
| L40 Share Secured |
Certificate Amount / Remaining Term |
3 Mo.-36 Mo. |
2.00% + Share Cert. Rate |
| L52 Overdraft Protection |
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|
8.50% |
| APR = Annual Percentage Rate. All rates subject to change with out notice and are based on individual credit history. Additional account relationships discounts are available. * 72 Months for $30,000 or higher on new vehicles only. |
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